Fuck! Screwed myself up today. Mridul informed me at short notice to come down to Lower Parel and meet, and I like a fool, acted on impulse agreed and went all the way to the station before I realized it would be a fucking pain in the ass to carry on with the commitment. Fucked myself, fucked Talwar, and fucked Mridul in the process. 100/- bucks and more importantly, 1 hour wasted. Entire CFA studying mood screwed up.

Lessons learned:-
1) No meeting friends on weekdays.
2) No locals on weekdays. Minimize locals on weekends also.
3) Do CBA BEFORE meeting the person.
4) CFA comes first. Never forgo CFA studies for anything else except death/ family.

Learn fucker ....